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Still wondering if Pearl Insurance is the right solution for you?  
Take a moment to browse through our ever-expanding list of Customer
Testimonials that re-emphasize our commitment to you, your members,
and the association marketplace.

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"Pearl Insurance has proven to be an extremely capable, competent,
and innovative administrator for the ACS Member Insurance Program.
When we transitioned our program to Pearl Insurance in August 2003,
Pearl presented us with an extremely detailed action plan that
itemized every step of the process, including the people involved
and the data needed to complete the transition. The process went off
seamlessly. We look forward to continuing growing our program with
the innovative product and service offerings Pearl continues to offer us."

Jean A. Parr
American Chemical Society
Program Director

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"The NYSSCPA chose Pearl Insurance based on their strong sales and
marketing skills, administration resources, and long-time commitment
to the association business model. They also had the right combination
of staff and technology to grow our member benefits program. The Board
of Directors was particularly impressed with the evidence that was
presented that showed the significant planning that Pearl devotes to
the transition. In fact, the board voted to allow Pearl access to our
membership database, a very rare occurrence. It's probably the best
single indicator of the confidence the board had in its unanimous vote
to hire Pearl. We look forward to growing our program with them."

William Pape
NYSSCPA
Director, Member Relations

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"At Pearl, the customer always comes first. In fact, our opinion
of Pearl's administrative capabilities is so high, we have brought
Pearl numerous administrative outsourcing projects on behalf of our
clients. In addition, Pearl's marketing team has done a fantastic
job increasing the number of insured members for the programs we
underwrite through highly personalized "one to one" marketing pieces,
and their leadership team is highly experienced, accessible, and
passionate about the business--pushing their underwriting partners
to continually develop new "value added" products and services to
introduce to their clients."

Shirley Taaffe
The Hartford
Vice President

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"We recognize the Pearl Companies as a leader in the Association
market, providing first class service to their clients. Pearl
has passed every New York Life evaluation and audit with acceptable
performance in all administrative areas. We understand that Pearl's
relationships with their Association clients also depend on their
ability to perform at a high level of accuracy and efficiency. New
York Life's confidence level with the Pearl Companies is high and we
believe that this will continue to be the case in the coming years. "

Cynthia Elias
New York Life
Vice President

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"As one of the first Siebel clients to implement a web-based
Siebel solution in 2002, Pearl has clearly demonstrated from
the start a strong commitment to maintaining a leadership position
in providing customer service. The way in which the Pearl Companies
has been able to rapidly leverage in the Siebel application to provide
a better understanding of customer needs across product lines, as well
as enable business process efficiencies, is a premier Siebel success
story, and a testament to the business and product expertise in
your organization."

Robert Reid
Siebel
Group Vice President

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"We feel that Pearl is here for us ALL THE TIME, not just at renewal
time. Their Regional Sales Managers attend meetings and supply us with
risk management education whenever we request it. They also have a
terrific education flyer they send us on a regular basis that helps
us with risk management."
RE/MAX ACR Elite Group Inc.
Tampa, FL

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"Pearl responded to my initial information request sent via e-mail
with a very prompt, personal, and professional call. I found questions
easily answered, the application process simple, and had the information
I needed--including a very reasonable rate quote--within a matter of days."
Regency Properties NC
Ashe County, NC

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"From the application process to the issuance of the policy, I only
had to pick up the phone to get the information I needed. Pearl also
proved to be helpful when we were faced with the possibility of a
claim...making the process a little less painful."
Napier REALTORS® ERA
Richmond, VA

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"I have been with you for over 30 years and had very prompt and
courteous service."
Cal, IL

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"Thank you for the extraordinary service I have received."
Christopher, IN

"The underwriter I have worked with has been excellent in
helping me with this renewal. She answered all my questions in
a timely manner. She's very enjoyable to work with and always
eager and ready to help!"
Michelle, IN

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"We have enjoyed, very much, the service we receive from Pearl."
William, TN

"An excellent experience. The representative was outstanding. I
have already had the opportunity to recommend your office."
John, TN

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"Pearl Insurance is very knowledgeable of all of our claims and
does a good job keeping us informed on trends and changes in the
workers' compensation system. They work very well coordinating the
efforts of Attorneys and Excess Insurance companies in bringing each
claim to a fiscally sound conclusion."

Michael Bryant
Methodist Medical Center of Illinois
President/CEO