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- E&O Highlights
- Risk Management Tools
- Extensive Risk Management tools and services: See Risk Management Tools tab to learn more!
- Superior Customer Service
- Proactive Claims Handling and Assistance by the experienced XL Claims Staff
- Expert defense against a claim from your state's dedicated Panel Counsel
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- Pearl's program is underwritten by the XL Insurance companies (Greenwich Insurance Company and Indian Harbor Insurance Company)—rated "A" (excellent) by A.M. Best
- Choice of per claim coverage and aggregate limits range from $250K/$250K to $5M/$5M
- Choice of per claim deductibles range from $1,000 to $25,000 (higher deductibles available)
- Covered Professionals include Real Estate Agent, Broker, Leasing Agent, Property Manager, Auctioneer, Appraiser, Consultants, Short-Term Escrow Agent, Referral Agent, and Notary Public
- Environmental Failure to Advise up to full policy limits (includes pollutants, asbestos, lead, and radon)
- Consent to Settle
- Attorney Selection by the Insurance Company or by the Insured with written consent
- Defense Outside Limits
- Innocent Partner Protection included for fraud and late reporting
- Personal Injury
- And many more!
| Risk Manager Newsletter Access Published online monthly, our Risk Managers detail real-life claim situations and provide tips on how you can avoid making the same mistakes. As a Pearl insured you will gain access to the entire online archive. Learn more—view a sample by clicking the image to the right, or register today for even more samples. If you are already a member, please log in. |
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| Webinar Access Our all-new webinar helps our insureds identify the risks and challenges that arise in a typical "day in the life" of a real estate professional and guides them to implementing important and effective risk management through real-life claim examples. Pearl customers need only to contact their account representative for their personal login information. View a Sample! |
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