Real Estate Errors & Omissions (E&O)
Life & Health Insurance
In addition to quality, comprehensive Real Estate Errors & Omissions coverage, Pearl also provides life and health insurance solutions for real estate professionals and their families. We have extensive experience working with these plans and maintain strong relationships with many highly rated carriers in the market. This background allows us to customize our products and services to create a plan that fits your specific needs and budget.
Simply click on a product below to learn more or to download informative brochures or applications for coverage.
10-Year Level Term Life Insurance
- Rates guaranteed for first 10 years
- Low monthly premiums
- Choose from $100,000 to $1 million in coverage
- Volume discounts available
- Coverage available for spouse and children
- Accelerated Death Benefit included
Brochure
Application
Dental Insurance
Health Savings Accounts
- Saves money by working with low premium, high deductible health plans (HDHP)
- All money deposited into account is 100% tax deductible
- Money is yours to keep and rolls over year-after-year
Long-Term Disability
- Two great plan options
- Low monthly premium
- Choice of monthly benefit amount from $100 to $5,000 (in $100 units)
- Choice of four waiting periods before benefits begin
- Ability to offset the effects of inflation
- Waiver of premium included while Totally Disabled
- Rehabilitation Benefit included
- Survivor Income Benefit included (final payment of three times the monthly benefit)
Brochure
Application
Major Medical
- Up to $8,000,000 lifetime maximum benefit per insured*
- Wide variety of plans and features (PPO, co-pay, and traditional)
- 24-hour service for home self-care information, provided by Nurse Healthline, Inc.
- Prescription drug card option
- Wellness benefits available
- Direct billing options available
*Depending on state
Short-Term Disability
- No medical exam or lengthy application
- Low monthly premium
- Choice of monthly benefit amount from $100 to $4,000 (in $100 units)
- Waiver of premium included while Totally Disabled
- Rehabilitation Benefit included
- Survivor Income Benefit included (final payment of three times the monthly benefit)
Brochure
Application
Term Life Insurance
- Straightforward, affordable protection for a fixed period of time (5, 10, or 20 years)
- No medical exam needed*
- Up to $500,000 in coverage
- Initially lower premiums than comparable permanent policies
- Coverage available for spouse and children
- Volume discounts available
- Accelerated Death Benefit included
*Some restrictions apply
Brochure
Application
Real Estate E&O Insurance
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