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New & Improved, High-Performance Policy!*



  • New! Mold Endorsement: This important option now offers limits beginning at $100,000.
  • New! Subpoena Assistance: No-cost legal assistance—$30,000 per policy period—for when you are not party to the claim.
  • New! Free 3-year Extended Reporting Period: New policy provides free 3-year tail for death, disability, or retirement when insured with us for 4 years.
  • New! Loss Mitigation Credit: Exclusive to Pearl Insurance—firms may receive credit for use of an experienced short-sale mitigation service resulting in reduced short-sale claims.
  • New! Network & Privacy: Get protection if private client information is lost or stolen from your networks and more—a $25,000 sub-limit built into the policy!
  • New! Not-for-Profit D&O: Exclusive to Pearl Insurance. Get Directors & Officers (D&O) Liability Insurance protection for not-for-profit activities.
  • Improved! Agent-Owned Property: Get immediate coverage—no waiting period applies!
  • Improved! Early Claims Resolution: Provides deductible reduction—now for defense and damages—when a claim is closed within 12 months.
  • Improved! Open House Property Damage Coverage Option: Up to full policy limits.

These features are limited to the following states: AL, AZ, AR, CT, DC, DE, FL, GA, IN, IL, KS, MA, MD, ME, MI, MN, MO, MT, NH, NV, NJ, NC, OH, OK, OR, PA, SC, TX, UT, VT, VA, WA, WV, WI


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Click. Quote. Buy.

Click. Quote. Buy. Apply or renew your current Pearl E&O policy today—on your schedule—using our convenient online process. Qualifying firms can even accept or buy their coverage immediately!


Get an Estimate

Get an Estimate! If you're not ready for a quote and want to do a comparison with other E&O policies out there, complete our online estimate form—also on your time, when it's convenient for you!


Need More Help?

Not really sure what you want? Visit our online Professional Liability Guide, which will take you through a few steps to help you figure it out!


Current Policy Features

And don't forget our coverage features we've been offering for years—and we're always working to improve!


Errors & Omissions coverage is underwritten by the XL Insurance companies (through Greenwich Insurance Company and Indian Harbor Insurance Company). This flyer is not a contract. Please consult the insurance policy for actual description of term coverages, amounts, conditions, limitations, and exclusions. Coverages may differ or may not be available in all states. Please contact Pearl Insurance for details.

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