Association Life & Health Member Benefits

Products

Prior to launching a new program, Pearl analyzes the association's demographics and purchase characteristics to tailor their plans toward membership needs. We can offer a wide variety of coverages, including life & health, professional liability, and property & casualty plans.

Life & Health

We offer a broad range of coverages customized to meet the unique requirements of any affinity group, small firm, business organization, or other special interest association.

• Medical Care
• Hospital Income Protection
• Short-Term Recovery
• Health Savings Accounts
• Critical Illness
• Catastrophic Major Medical
• Medicare Supplement
• Short-Term Medical
• Disability
• Short- & Long-Term Disability
• Accidental Death & Dismemberment
• Life
• 10- & 20-Year Level Term Life
• Annual Renewable Term Life
• Universal Life
• Whole Life
• Long Term Care
• Wellness and Prescription Drug Programs

Professional Liability

We provide an assortment of state and nationally sponsored professional liability programs tailored for each client's industry, including:

• Real Estate Professionals
• Lawyers
• Accountants
• Engineers
• Dentists
• And many more!

Property & Casualty

To help cover the everday risks we all take, Pearl also offers miscellaneous coverages that protect individuals, businesses, and associations.

• Workers' Compensation
• Employment Practices Liability
• Identity Theft Protection
• Auto and Homeowners
• Business Owners Package
• Directors' & Officers' Liability

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